Savings Rates
All rates effective as of January 22, 2026.
Jump to Table
Savings Accounts
|
Type
|
Rate
|
APY*
|
|---|---|---|
|
Savings/Clubs (Anticipated) $250.01 - $1,000
|
0.15%
|
0.15%
|
|
Savings/Clubs (Anticipated) $1,000.01 - $5,000.00
|
0.20%
|
0.20%
|
|
Savings/Clubs (Anticipated) $5,000.01 - $25,000.00
|
0.25%
|
0.25%
|
|
Savings/Clubs (Anticipated) $25,000.01 and over
|
0.40%
|
0.40%
|
|
Money Market (Anticipated) Less than $2,500.00
|
0.15%
|
0.15%
|
|
Money Market (Anticipated) $2,500.01 - $10,000.00
|
0.25%
|
0.25%
|
|
Money Market (Anticipated) $10,000.01 - $50,000.00
|
0.30%
|
0.30%
|
|
Money Market (Anticipated) $50,000.01 and up
|
0.40%
|
0.40%
|
*APY= Annual Percentage Yield.
**Minimum $25 to open; does not apply to club accounts. Share and Club Yield effective January 22, 2026, and may change monthly. Money Market Yields require a minimum $2,500 to open. Rates are subject to change without notice. The rate may change after account opening. Fees may reduce earnings on the account.
Certificates of Deposit and IRA Certificates
|
Type
|
Rate
|
APY*
|
|---|---|---|
|
6 Month Certificate and IRA Certificates
|
2.96%
|
3.00%
|
|
1 Year Certificate and IRA Certificates
|
3.06%
|
3.10%
|
|
18 Month Certificate and IRA Certificates
|
3.20%
|
3.25%
|
|
2 Year Certificate and IRA Certificates
|
2.71%
|
2.75%
|
|
3 Year Certificate and IRA Certificates
|
2.25%
|
2.28%
|
|
4 Year Certificate and IRA Certificates
|
2.00%
|
2.02%
|
|
5 Year Certificate and IRA Certificates
|
2.50%
|
2.53%
|
*APY= Annual Percentage Yield. Yields and may change without notice. Minimum $1,000 to open and early withdrawal penalties may be imposed which may reduce earnings.
Individual Retirement Accounts (IRAs) - Variable
|
Type
|
Rate
|
APY*
|
Terms (months)
|
|---|---|---|---|
|
Traditional, Educational, Roth <$1,000
|
0.25%
|
0.25%
|
N/A
|
|
Traditional, Educational, Roth $1,000-$10,000
|
0.50%
|
0.50%
|
N/A
|
|
Traditional, Educational, Roth >$10,000
|
1.25%
|
1.26%
|
N/A
|
*APY = Annual Percentage Yield. Early withdrawal penalties may be imposed which may reduce earnings. For Variable rate accounts, rates may change after account opening. Fees may reduce earnings on the account.
Interest Checking
|
Type
|
Rate
|
APY*
|
|---|---|---|
|
.01 and Above
|
0.05%
|
0.05%
|
*APY = Annual Percentage Yield. Subject to change without notice.