Home Equity Lines of Credit

Clock tower in center of downtown Palatka, FL with bridge and water in distance

Interested in a Home Equity Line of Credit?

Start making plans now to fund an addition to your home, enjoy a vacation or weed out your high-interest debts. Use the equity in your home to borrow what you need. Lock in a great rate today and start sprucing up now.
We can help you through the entire loan process, getting you the right loan for your budget with our hassle-free loan process and the personal service you deserve.

Borrowing Options

Not sure which product is for you?

No worries! A First Coast Loan Officer will be happy to sit down with you and take whatever time is necessary to review your choices. After learning about your needs, timeframe, and qualifications, we can help get you quickly approved for your best Home Equity Line option.

It’s Easy To Apply!

Our Loan Officers are ready – stop by any Branch, call (386) 328-5555, or Apply Online to get started.

The fixed annual percentage rate under this plan is not based on an index. It is based upon a fixed rate and the market conditions at the time of commitment. Owner occupied property only. Property and flood insurance may be required. Credit approval, satisfactory appraisal and other conditions apply. Credit Union will pay all closing fees generally ranging from $0.00 to $1,350 except for the member paid appraisal and if HELOC is closed within 24 months of the open date. Home Equity Lines of Credit are available up to $250,000.

You are now leaving First Coast Community Credit Union

First Coast Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by First Coast Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL