Auto Loans

Clock tower in center of downtown Palatka, FL with bridge and water in distance

Interested in an auto loan?

When you finance your next new or used car with First Coast CCU, you’re saving time and money! You deserve to shop with confidence, and with First Coast in your corner, we’ll work with you to get your loan approved so you can drive off the lot faster.

Whether you’re in Putnam, Flagler, or St. Johns County, you can get on the road in three easy steps:

When you have cash-in-hand, you have the advantage at the dealership, so you can lock in the best possible deal.

Plus, if you already have a car you love, refinance with First Coast and save money with each monthly payment!

Are you ready to find your next car?

We make car buying easy. Let us help make your experience a breeze.

Get Your CARFAX® With First Coast

First Coast members are eligible for a discount on CARFAX vehicle history reports.

We've got you and your car covered.

Did you know that First Coast offers several ways to protect your loan – giving you peace of mind in the event of an unexpected event.

Up to $50,000 in coverage ensures your loan balance is paid in the event of your death or disability.


Avoid the financial risk that can come from a totaled or stolen vehicle.


Extend your auto protection beyond the manufacturer’s warranty for unexpected and out-of-reach expenses.


If you’re interested in this additional coverage, talk to a loan specialist by contacting us or calling (386) 328-5555.

*APR= Annual Percentage Rate. Existing First Coast Loans are not eligible for refinancing. Terms up to 84 months available on model years 2017 and newer. Floor rate of 5%. Financing based on creditworthiness and all may not qualify. **Gift cards available while supplies last. See Credit Union for details.

You are now leaving First Coast Community Credit Union

First Coast Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by First Coast Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL