Get Ready to Make Waves!
Simple Financing. Smooth Sailing Ahead.
Head out on the water with a boat loan rate as low as
4.99% APR*
Interested in a RV, Boat or Motorcycle?
Putnam, Flagler, and St. Johns counties have endless recreation possibilities, from the St. Johns River to the Atlantic Coast, as well as miles of open road to explore. First Coast Community Credit Union has an affordable loan to get you into whatever recreational vehicle will help you have the most fun.
Boats & Personal Watercrafts
We make it easy for you to make waves in your new boat or personal watercraft.
RVs, Motorcycles and Tractors
Interested in a recreation vehicle, motor home, motorcycle, or other Chattel? We have a lending solution for all of those vehicles featuring competitive rates.
Visit our offices today, call (386) 328-5555, or Apply Online now.
*Annual Percentage Rate (APR) of 4.99% is based on a calculated APR of 4.987% and is offered for new boat purchases with terms up to 180 months; for used boat purchases terms are available up to 144 months, and refinanced (non-Radiant Credit Union or First Coast Community Credit Union) boat loans with Radiant Credit Union. Rate effective as of March 1, 2026, and available through March 31, 2026. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $44,255.05 new boat loan with no money down at a rate of 4.94% for 120 months would require 119 monthly payments of $468.06 and a final payment of $466.76, finance charge of $12,010.85, for a total of payments of $56,165.90. The amount financed is $44,155.05 with an APR of 4.987%. The rate you pay is based on your creditworthiness, term of the loan and collateral qualifications at the time of your advance and is disclosed to you at that time. Rates subject to change without notice. Other rates and terms available. First Coast Community Credit Union is federally insured by the NCUA. Equal Opportunity Lender.