Home Equity Lines of Credit

Spruce Up Your Space

Start making plans now to fund an addition to your home, enjoy a vacation or weed out your high-interest debts. Use the equity in your home to borrow what you need. Lock in a great rate today and start sprucing up now.

  • Low fixed rates
  • Quick approvals
  • May be tax-deductible – consult your tax advisor

Borrowing Options

  • Spend as you like after minimum draw of $10,000
    • No limit on number of draws
    • No restrictions on the dollar amount per withdrawal
  • Up to a 10-year draw period
  • Up to 100% Combined Loan To Value
  • Borrow up to $250,000

Not Sure Which Product Is Right For You?

No worries! A First Coast loan officer will be happy to sit down with you and take whatever time is necessary to review your choices. After learning about your needs, timeframe, and qualifications, we can help get you quickly approved for your best Home Equity Line option.

It’s Easy To Apply!

Our loan officers are ready – call (386) 328-5555 or stop by any branch.

The fixed annual percentage rate under this plan is not based on an index. It is based upon a fixed rate and the market conditions at the time of commitment. Owner occupied property only. Property and flood insurance may be required. Credit approval, satisfactory appraisal and other conditions apply. Credit Union will pay all closing fees generally ranging from $0.00 to $1,350 except for the member paid appraisal and if HELOC is closed within 24 months of the open date. Home Equity Lines of Credit are available up to $250,000.