Loan Rates (As Low As)
All rates effective as of February 1, 2026
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Personal Loans
|
Loan Type
|
APR*
|
|---|---|
|
Credit Builder Secured
|
7.50%*
|
|
Unsecured Personal
|
7.99%*
|
|
Unsecured Line of Credit
|
9.90%*
|
|
Certificate or Shared Secured
|
Dividend Rate of Collateral + 2.00%*
|
Credit Cards
|
Card Type
|
Rate Type
|
APR*
|
Annual Fee
|
Best for
|
|---|---|---|---|---|
|
Visa® Platinum
|
Fixed
|
9.49%*
|
None
|
Members who want to take advantage
of exclusive benefits and services. |
|
Visa® Secured
|
Fixed
|
15.98%*
|
None
|
Members who want to build or establish credit.
|
|
Visa® Platinum Rewards
|
Fixed
|
10.99%*
|
None
|
Members who want to take advantage of exclusive rewards.
|
Disclosures
*APR = Annual Percentage Rate is subject to change at any time without notice. Rates are based on individual credit history, vehicle model year, term of the loan, and your account relationship with the Credit Union. By applying, you acknowledge the interest rate shown throughout this application will differ from the Annual Percentage Rate (APR) that will be disclosed if your application is approved. The APR incorporates the interest rate as well as applicable finance charges (such as certain fees) which results in the APR usually being higher than the interest rate. For example, a $35,223.55 new auto loan with no money down at 4.69% for 75 months would require 74 monthly payments of $542.71 and a final payment of $542.25, finance charge of $5,579.24, for total payments of $40,702.79. The amount financed is $35,123.55 with an APR of 4.782%.
**Maximum loan amount $65,000.