Phone Banking

24-Hour Audio Response – Phone Banking

Audio Response is a free and convenient service that allows you to access your accounts 24 hours a day by phone:

  • Check account balances and histories
  • Check loan balances
  • Request withdrawals by check
  • Transfer funds between accounts
  • Verify cleared checks
  • Make loan payments

Sign up for phone banking today!


eText is FREE to FCCCU members and allows you to access your account right from your phone by texting the request to 90703.

Using FCCCU eText:

Register today! Simply log into your FC Online account. Select eText from the left-side menu and follow instructions for registering your SMS device. You may register multiple devices.

Once your device is activated, you can send command codes through eText by entering FCCCU (90703) before each command for the following services:

  • FCCCU BAL – Check your balance
  • FCCCU TRAN – Transfer funds
  • FCCCU HIST – Transaction history
  • FCCCU UNLOCK – Unlock your FC Online account if frozen due to invalid password entries
  • FCCCU LOCK – Immediately lock your FC Online account from being accessed online or via Mobile app
  • FCCCU STOP – Opt out of eText Service
  • FCCCU HELP – General eText usage help

Supported Carriers: eText is supported by all major carriers. Charges from your carrier’s message and data rates may apply; charges are dependent on your service plan which may include fees from your carrier to send and receive messages.