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Main Branch 386.328.5555 email:

Board of Directors

James Norwood, Jr., Chairman
Rudy Howard, Vice Chairman
Candy Rigdon, Secretary
Catherine Merritt, Treasurer
Betty Poteet, Director
Linda Osborne, Director
Matt Reynolds, Director

Audit Committee

Matt Reynolds, Chairman
Brandon Riddick
Maurice Sterling 

Management Team

CEO PictureGretchen Lunsford
EVP PictureSandra Prevatt
Executive Vice President
Special Accounts Manager PictureAngie Wimberley
Special Accounts Manager
Loan Manager PictureDana Black Harper
Loan Manager
Member Service Manager PictureTeresa Wilkerson
Member Service Manager

Branch Offices:

Palm Coast, FL 386.437.0125 Stephanie Livesay, Branch Manager
Crescent City, FL 386.698.1883  Mary-Jane Hilton, Branch Manager