GAINESVILLE, FL – December 1, 2025 – Radiant Credit Union and First Coast Community Credit Union (FCCCU) officially merged on December 1, 2025, becoming one organization. The members of FCCCU voted to approve the merger, and final regulatory approvals have also been completed. This significant milestone paves the way for a partnership designed to combine resources, expand community reach, and enhance member services across the region.
The merger brings together two financial institutions with a shared commitment to community and financial empowerment. Combined, they’ll offer greater convenience, updated technology, and a broader suite of financial products to their members.
“I am thrilled about this merger and the opportunities it creates for our institution,” said Gretchen Lunsford, CEO of First Coast Community Credit Union. “While we are enhancing our services, the core of who we are will remain – the same values, the same member focus, and the same friendly faces you know and trust at your local branches.”
Operational integration is set to begin immediately, working toward a seamless transition for members of both credit unions by the end of 2026. While the scope of services is expanding, both Radiant and FCCCU agree that the personalized service members rely on will always be their top priority.
“We are incredibly excited to welcome the First Coast Community Credit Union membership into the Radiant family,” said Tom Barnard, CEO of Radiant Credit Union. “This merger is about our shared ability to serve more people as we grow. We look forward to using our tools and resources to connect our new members to better banking solutions, together.”
Moving forward, members of both credit unions will receive communications regarding the integration process and upcoming improvements to their banking experience.