Membership Means More

Membership Means More

First Coast Community Credit Union is a member-owned, not-for-profit financial cooperative, existing to serve its members. We offer a broad range of products and services to meet the personal financial needs of our members in a professional and courteous manner.

Unlike other types of financial institutions that need to generate profits to satisfy stockholders, we return excess earnings to our members through:

  • Competitive Dividend Rates On Savings And Investments
  • Competitive Interest Rates On Loans
  • New Products And Services

Learn More About The Benefits Of Credit Union Membership!


First Coast is the community credit union of Putnam, Flagler, and St. Johns counties. Anyone who lives, works, owns a business or attends school in either county is eligible to join. Additionally, family members of all current members are also eligible to join.

Becoming A Member Is Easy

Switching to First Coast Community CU is easy! Contact us today or simply come to a branch office, complete a membership application and open a Savings Account with membership fee of $5 and initial $25 deposit to activate your membership.

Our staff will provide the personal attention you deserve in satisfying your individual financial needs.

Join Today!

“People Helping People” is not just a catchy slogan to us; it is something we practice on a daily basis.

Information Requirements

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. So when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.