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A Unique Financial Institution

Welcome to First Coast Community Credit Union. We are a member owned, not-for-profit cooperative financial association. As such, we offer a broad range of products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.

Unlike other types of financial institutions that need to generate profits to satisfy stockholders, we return excess earnings to our members through:

  • Competitive Dividend Rates On Savings And Investment Accounts
  • Competitive Interest Rates On Loans
  • New Products And Services

Who Is Eligible For Membership?

First Coast is the community credit union of Putnam and Flagler Counties. Anyone who lives, works, owns a business, attends school in Putnam County or in Flagler County is eligible to join. Additionally, family members of all current members are also eligible to join.

Membership: Far-Reaching

The benefits of membership will always be available, even if you relocate, change jobs or retire. Simply complete a membership application and open a Savings Account with membership fee of $5 and initial $25 deposit to activate your membership.

Because we are a cooperative financial association, the needs of our members are always our first concern. Our staff will provide the personal attention you deserve in satisfying your individual financial needs. “People Helping People” is not just a catchy slogan to us; it is something we practice on a daily basis.

Important Information About
Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver?s license or other identifying objects.


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