Real Estate Loans

• Mortgage Loans
• Home Equity Line of Credit

Whether you're looking to purchase your first home or refinance your current Mortgage, see your credit union first. We offer competitive loan rates on a variety of Mortgage products thru our partner, CU Members Mortgage, plus the hassle-free loan process and personal service you deserve.

Call Now at 800-635-7128 or for online application .

Your rate will be based on your credit worthiness. Property and flood insurance may be required. Credit approval, satisfactory appraisal and other conditions apply. Please contact the credit union for details and to find out for which rate you qualify.

Unlock the equity in your home to take a vacation, make repairs, pay college tuition, or for any other reason. Choose a fixed rate and borrow up to 100% of your home's equity, up to $200,000. The interest may be tax-deductible (check with your tax advisor). It's the next best thing to a no-interest loan.

• Great Rates - Fixed As Low As 6.50% APR*
  
  
• Great Amounts - borrow as much as 100% loan-to-value** up to $200,000
  (less any balance owed on any superior mortgage)
  
  
• Spending Options - After initial draw of just $10,000 there is no limitation on the minimum or maximum number draws and no minimum or maximum dollar amount imposed on individual draws.
  
  

Owner occupied property only
Interest may be tax deductible – consult your tax advisor regarding deductibility.

Its easy to apply - phone (386) 328-5555 and ask for one of our loan professionals today or stop by our offices, our loan officers are ready to process your application!

*APR= Annual Percentage Rate. The annual percentage rate under this plan is not based on an index. It is based upon a fixed rate and the market conditions at the time of commitment. A margin based on credit history and the amount of equity in the property offered as security (loan to value) is a factor in the rate. Rates current as of 1/22/08 and are subject to change without notice.

** Up to 100% LTV on SFR. Up to 80% LTV on manufactured homes with land.

*** Fees generally range from $0.00 to $1,350 and will be paid by the Credit Union on the member's behalf, however, Credit Union will be reimbursed by the member if the home equity line of credit is closed within 24 months of it's opening.