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New & Used Vehicle Loans

Our everyday low rates and flexible terms are designed to make your next vehicle purchase more affordable. Get pre-approved before you shop so you can take advantage of low-interest credit union financing. We also offer First Coast financing at the showroom with participating dealers.

We make car buying easy, when you visit the dealership tell them you want your loan with First Coast Community Credit Union.

Contact our offices at 386-328-5555 today!

For your protection we offer :


Boats & Personal Watercraft

Make a splash with a FCCCU Boat Loan!

With the St. Johns River, Atlantic Coast, Gulf of Mexico and many surrounding lakes, opportunities abound for boat owners in our area.

We make it easy for you to make waves in your new boat or personal watercraft.

Visit our offices today or call 386-328-5555.


RVs, Motorcycles and Tractors

Interested in a recreation vehicle, motor home, motorcycle, or tractor? We have a lending solution to fit your needs. We offer competitive rates on all of these products!

Visit our offices today or call 386-328-5555.

Your actual rate may vary depending on credit worthiness. Contact us to find out which rate you qualify for.


Lifestyle Loans

Are you considering a procedure to enhance your lifestyle? Most insurance companies do not cover cosmetic procedures.

Our Lifestyle Loan is an affordable option to help you cover the expenses associated with Lasik Eye surgery, Enhancements, a Face Lift, Tattoo Removal, Cosmetic dentistry and more!

Why wait when you can enhance your lifestyle now?

  • 6% Annual Percentage Rate
  • Terms up to 60 months
  • Minimum Lifestyle Loan financed $1,000
  • Loan proceeds will be made payable to the physician or medical facility performing the procedure
  • Minimum credit score of 640 to qualify

For more details on how you can get started with a FCCCU Lifestyle Loan, stop by any FCCCU branch or contact us today at 386-328-5555!


Signature Loans

Purchase a new computer, consolidate your bills or use our Signature Loan for any reason at all. It?s your all-purpose loan solution. With a signature loan from FCCCU you’ll have the cash you need for almost any reason:

  • Medical expenses
  • Home and auto repairs
  • Tuition
  • Computers
  • Many more

Apply by fax, call or visit either location today!


Share/Certificate Secured

Enjoy a significantly lower interest rate when you secure your loan with the money in your Certificate or Savings Account. Borrow against your regular shares up to 90% of eligible balances. This is a great way to get a low-interest loan without dipping into your savings. You can borrow at a low rate while you continue to earn dividends.

  • Low annual percentage rates for Share secured loans
  • Continue to earn interest on your deposited funds
  • Extended terms to allow for lower payments

Contact us at 386-328-5555 for more details about a Share or Certificate secured loan.


Credit Life & Disability Insurance

The credit union offers Credit Life and Disability Insurance up to $50,000 for all of your non-real estate loans. In the event of your death, your loan balances will be paid by this insurance. Credit Life and Disability Insurance can make your loan payments if you are unable to work and is available through the credit union.


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